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You have a few different choices, but as with any chat app, what all your friends are using is important.

To that end, Signal and Whats App are easily the most popular.

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That means you can assume your messages are safe and secure regardless of which service you use.

How they store personal information and message metadata differs though.

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When done correctly, end-to-end encryption prevents a third party from viewing a conversation.

It does so by sending the key to unlock the message the receiver so only they can view it.

For a more technical breakdown of exactly how it works, (PDF).

This also means that even the provider, in this case, Whats App and Signal, cannot see the contents of a message.